Accept every payment method, reduce processing fees, and keep more of your revenue — all integrated directly into your POS system.
Processing fees, chargebacks, and fragmented systems eat into already thin margins
The average restaurant pays 2.5-3.5% on every card transaction. On $50K/month in card sales, that's $15,000-$21,000 per year going straight to processors.
Disputed charges cost you the transaction amount plus a $25-100 chargeback fee. Without proper tools, restaurants lose these disputes more than 60% of the time.
Large parties want to split checks 4, 6, or 8 ways across different cards. Generic processors make this slow and error-prone, frustrating both staff and guests.
When your POS and payment processor don't talk to each other, you get manual reconciliation, keying errors, and end-of-day headaches that waste hours every week.
One integrated system handles every way your customers want to pay
Accept chip cards, tap-to-pay, Apple Pay, and Google Pay. EMV chip transactions reduce your fraud liability and speed up checkout compared to swipe-only terminals.
Sell and redeem physical and digital gift cards directly through your POS. Track balances, expiration dates, and redemption history. Gift cards bring in new customers and drive repeat visits.
Let guests scan a QR code at the table to view their check and pay — no waiting for the server. Speeds up table turns and improves the guest experience during peak hours.
Process payments from your website, third-party delivery apps, and phone orders through the same system. One reconciliation, one report, one deposit — regardless of the order source.
Encourage cash payments by offering a cash discount. Dual pricing shows both prices upfront — transparent for the customer, significant savings for you. Legal in all 50 states.
Split checks by seat, item, or custom amount across unlimited cards. Handle large party payments in seconds instead of minutes. No more manual calculations or frustrated guests.
The most effective way to offset credit card processing fees without surprising your customers
Every menu item shows two prices — a cash price and a card price. The card price includes the processing cost built in. Customers see both prices before they order, so there are no surprises at checkout.
For a restaurant processing $50,000/month in card sales at a 3% rate:
$18,000/year in processing fees you could be recovering with dual pricingUnlike surcharging, dual pricing is legal in all 50 states because it's structured as a cash discount — not an added fee. Your POS handles the pricing automatically, and we provide compliant signage for your restaurant.
Restaurant-focused payment processing with transparent pricing and dedicated support
Through our partnership with IP Payware, your restaurant gets competitive processing rates, next-day funding, PCI compliance support, and a dedicated account manager who understands the restaurant industry. No hidden fees, no long-term contracts, no surprises on your statement.
Learn more at ippayware.net →Get a free consultation. We'll analyze your current processing statements and show you exactly how much you could save.
Get a Free QuoteStraight answers to what restaurant owners ask most about processing fees and dual pricing.